727-222-5501
Frequently Asked Questions
What do I need to get approved?
#1 Proof of current income
(Recent pay stubs or bank statements)
#2 Proof of home address
(Any recent piece of mail delivered by the post office with your name on it)
#3 Valid Driver’s License
#4 Active full coverage auto insurance
#5 Minimum down payment
How do you guarantee approval?
Because we are the bank. We make it easy to get financed at Auto Credit Center. If you have the five requirements listed above, you will be approved. We do not decline customers due to low credit scores, bad payment history, past bankruptcies, or even past repossessions. At Auto Credit Center, we finance your future, not your past.
What is the minimum down payment?
Typically, we offer some of the lowest down payments in our area to our customers, regardless of credit history.
Are your vehicles warrantied?
Yes. We back every vehicle with a free 30-day / 3,000-mile limited warranty with every sale. Extended 2–3 year breakdown protection and maintenance plans are also available.
Do you provide transportation if my vehicle breaks down?
Yes. With an overnight extended service contract repair claim, the customer not only receives rental car reimbursement for major repairs, but also 24-hour roadside assistance.
Can I exchange my vehicle if I decide I do not like it?
At Auto Credit Center, we understand selecting the right vehicle can be a tough decision. We want to remove some of that pressure by allowing you to exchange your new vehicle within 7 days for any reason if you are not satisfied. This is a one-time option to exchange the vehicle, not the right to return it. The replacement vehicle must be in stock and within your original credit approval. See store for further details.
