727-222-5501
Why Buy From Us
Auto Credit Center — “Get Approved, Get Driving”
- Good Credit, Bad Credit, No Credit — We Are Here For You.
- How do we guarantee financing? Because we own the bank.
- We are not the typical buy here pay here store you may be used to. With over 15,000 satisfied customers over the past 25 years, we are proud to know our customers are quick to refer us to their family and friends. No flashy gimmicks here, just flat-out great service.
Why Should You Purchase Your Next Vehicle From Auto Credit Center?
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Family-Owned and Operated
We have been family owned and operated since 1997. This allows us to give personal, genuine attention to every customer. -
We Specialize in In-House Financing
You are guaranteed approval regardless of your credit history. Our competitive financing program starts at just 4.9% APR and works with all credit types. Even repossessions and bankruptcies are OK. -
No Hidden Fees
Some banks charge over $1,000 in extra hidden fees for subprime lending. Not here. -
GAP Coverage Available
In the event of a total loss accident, you will not get stuck with a large deficiency balance. -
Affordable Payments & Low Down Options
Get approved with payments as low as $65 per week and flexible down payment options designed to fit your budget. -
Short-Term Loans
Save thousands in interest by avoiding extended loan terms. -
We Report to Major Credit Bureaus
We report payment history to all major credit bureaus, giving you the opportunity to rebuild your credit. -
7-Day Exchange Guarantee
We offer a 7-day vehicle exchange for any reason so you can buy worry-free. -
Extended Breakdown Coverage
Our 3-year breakdown protection plans include extensive mechanical breakdown coverage, towing coverage, and rental car coverage. -
Full-Service Department & Fully Serviced Vehicles
Our state-of-the-art service center handles all maintenance and repairs, and every vehicle goes through a thorough reconditioning process before being offered for sale.
Our Wide Selection of Used Vehicles
At Auto Credit Center, we offer a large selection of pre-owned vehicles, including cars, trucks, sport utility vehicles, and vans. With our in-house financing program, you can ride home today. We are a quality pre-owned automotive dealership committed to making it easy for you to own the car or truck that fits your needs.